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This privacy policy explains how we use personal information collected on this site. Users, Visitors, and all parties viewing this website (here after referred to as “you” or the “User”) are recommended to read the terms of this privacy policy before using the site or submitting any personal information. By using the site, you accept the practices described here in our Privacy Policy.  We collect the minimum amount of information about you commensurate with providing you with a satisfactory service.  This Policy indicates the type of processes that may result in data being collected about you.


Information Collected

We may collect any and/or all of information that you give us depending on the type of transaction you enter into, including your name, and electronic mail address, Internet Protocol (IP), and other related information together with data about your use of the website.  Other information that may be needed from time to time to process a request may also be collected as indicated on the website.


Information Use

We use the information collected primarily to process the task for which you visited the website.  All reasonable precautions are taken to prevent unauthorized access to this information.  This safeguard may require you to provide additional forms of identity should you wish to obtain information about your account details.


Cookies and Web Beacons

Your Internet browser has the in-built facility for storing “cookies” and related information which holds information and allows a website to recognize your account.  Our website takes advantage of this facility to enhance your user experience.  You have the ability to prevent your computer from accepting cookies but, if you do, certain functionality on the website may be impaired.  If you block cookies from being accepted or collected personal information cannot be collected via cookies and other tracking technology.  If a user chooses to block cookies after previously allowing cookies, the previously provided personally identifiable information may be tied to such information previously collected.

We also use third party advertising companies to support our site.  Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers information which includes only your IP address, your ISP, the browser you used to visit our site, and in some cases, whether you have Flash installed.  If you would like more information about this practice and to know your choices about not having this information used by these companies, you may contact us through the website contact forum.


Disclosing Information

We may share your personally identifiable information with any third party for marketing purposes and we may share information with governmental agencies or other companies assisting us in fraud prevention or investigations when needed.  We do not routinely share information with any governmental or investigative agency, but we may share information in areas of concern for fraudulent transactions.  We may also share information to law enforcement or governmental agencies at the request of the agency, in receipt of a warrant, subpoena, or other legal court document.  The information shared to governmental, or law enforcement agencies may be shared when: (1) permitted or required by law; or, (2) trying to protect against or prevent actual or potential fraud or unauthorized transactions; or, (3) investigating fraud which has already taken place.


Changes to this Policy

Any changes to our Privacy Policy will be placed here and will supersede or otherwise override any previous versions of our Privacy Policy.  We will take reasonable steps to draw your attention to any changes in our Policy. However, to be on the safe side, we suggest that you read this document each time you use the website to ensure that it still meets with your approval for each time of use.